Mortgage Broker Franklin

First Home Buyers in Franklin

Finding the perfect first home can be daunting, and that's before you walk into a single bank for pre-approval or start the home loan application process. That's why we think you’ll love our simple, expert advice and help. We make the entire home loan process hassle-free for first time property buyers, from pre-approval, paperwork help, stamp duty to guidance on insurances - we're here for you every step of the way. Just call us on 02 6173 6399 if you are a first home buyer in Franklin.

Other Home Buyers in Franklin

If you're looking to upgrade, downgrade or side-grade your Franklin ACT home, and need financing or refinancing, our local team have helped others transition seamlessly with market-leading loan rates - all without having to deal with the major Franklin or others in the lending industry. If you know the lending process, we can simply be your negotiation team, or let our experienced team help you with an initial loan health check.

Franklin Investment Buyers

With every local property market, not all properties or blocks of vacant land are great investments, and often to get the best returns, you'll need to have the right mortgage consultants who know the local area. As local investors and independent home loan brokers, our mortgage agents can help you get financing for your first, or fifth investment Franklin 2913 ACT property. Just get in touch with us today on 02 6173 6399. 

Franklin Home Refinancing

Have your circumstances, life or financial goals changed? Or perhaps you’re looking to start those long-awaited renovations? Lots of people refinance for different reasons to find the right home loan for their current needs. Let our ACT loan specialists provide honest advice and help you get competitive rates. We can also point you to our brilliant free online home loan calculators so you can see what any extra payments look like.

Franklin Construction Financing

Even with the best plans and project managers, building a new home or starting a major construction project like a granny flat or larger shed, can present many unknown challenges. This is where working with the Best Mortgage Broker Franklin really counts, with our combined experience and simple loan process for domestic and commercial property. The team here can help you remove the financial unknowns and help you find the right construction finance solution.

Franklin Self-Employed People 

People with self generated incomes, i.e. not PAYG, like self-employed individuals, ACT business owners and freelancers, might need specialised assistance in finding the right home loan options for their income structure and lender criteria. This is where our highly experienced, licensed mortgage broker team can help, from home loans to commercial loans. The team here truly understand the challenges self-employed people face, so just get in touch with us today on 02 6173 6399 if you are looking for trusted Mortgage Brokers in Franklin!

Franklin Clients with Unique Financial Situations 

We also help Franklin clients with unique financial circumstances, such as those with a history of poor credit or irregular income, where for example, other lending institutions have knocked you back. The team here have access to hundreds of home loan products, and can often find a lender who are willing to work with you, to help you get the home loan you need. This is where  our team, with in-depth banking and experience in finance, really shine.

Just get in touch with us on 02 6173 6399 if you are looking for the best Mortgage Brokers Franklin!

Our team are experts at making home loans easy, as we do all the heavy lifting for you. That's why we have loads of amazing 5-star reviews from our Franklin clients. We can help you in several ways, from pre-approval to mortgage insurances and more, and we're happy to go the extra mile to get your mortgage approval. 

1. Home Loan Financial Assessment

Using a local mortgage broker Franklin can be a invaluable resource when navigating the local property market. We start by assessing your financial situation, whether you're a first-time homebuyer or buying your fifth investment property, to determine the right loan and lender for your needs. This includes analysing your assets, income, expenses, credit history, and overall financial readiness using responsible lending questionnaires. At this stage, we can also provide unofficial financial advice and credit advice to get you on the right track.

2. The Mortgage Pre-Approval Process 

Our Mortgage Agents can help you get pre-approved for your next home loan. We help during every step of the loan process, including making the fine print and more complex details easy to understand. We also work with over 60 lenders when obtaining a conditional approval for your desired loan amount, which can give you a clearer idea of their budget when house hunting in Franklin 2913 postcode. 

3. Local Franklin Housing Market Knowledge 

A local mortgage broker Franklin has a great understanding of the Franklin real estate market. We can provide insights into property values, trends, and the local neighbourhoods that could suit your needs (such as school, shops, transport, investment potential etc), helping you make more informed decisions when buying a home or investment property.

4. Trusted Home Loan Comparison Shopping 

Comparing loans and finance options from multiple lenders is a major part of what we do for clients, and why we’ve over 300 five star Google reviews! We help you find competitive interest rates and favourable loan terms for your borrowing power - with a huge range of lending solutions, including if you are looking at commercial lending. Be sure to get in touch with us today on 02 6173 6399 if you’ve any questions.

5. Paperwork and Application Help 

Mortgage advisors like us are the experts at assisting with the preparation and submission of your mortgage application, and that's what makes our range of services so valuable. We can help you gather the necessary documents and ensure that the application is completed accurately and promptly. This helps you reduce the time and stress that it takes to finance your home, or renovation financing.

6. Simplifying The Home Loan Process 

Buying a home involves complex paperwork and processes. By using a  local Mortgage broker Franklin, we can simplify the process by guiding you through each step and answering any questions you may have. From pre-approval, finding the most competitive market rates, accessing your current lender, performing the best mortgage comparisons around, our award-winning mortgage services is why we have so many 5-star Google review. 

7. Ongoing Mortgage Support 

When you use a local mortgage broker Franklin, your relationship shouldn’t end after your mortgage is approved. With our Franklin mortgage broker team, our support continues well after your loan goes unconditional, and we offer support, answer questions, and help with any issues that arise during the settlement process or during loan repayments, such as regularly checking in or looking into refinancing to ensure you are getting the best home loans rates. 

Just get in touch with us on 02 6173 6399 if you are looking for Mortgage Brokers in Franklin!

Franklin, located in the 2913 postcode within the Gungahlin district of Canberra, is a highly sought-after suburb that offers numerous advantages for homebuyers and property investors. Here are several reasons why Franklin is a great place to buy a home or investment property:

1. Family-Friendly Environment:

Franklin is known for its family-friendly atmosphere, with quiet streets, well-maintained parks, and a strong sense of community. The suburb features several playgrounds, green spaces, and walking trails, making it an ideal location for families with children. The abundance of recreational areas encourages outdoor activities and contributes to a healthy, active lifestyle.

2. Proximity to Quality Schools:

Franklin is home to Franklin School, which offers both primary education and early childhood services. Additionally, the suburb is close to several other reputable schools in the Gungahlin district, making it a convenient choice for families with school-aged children. The availability of quality education options is a key factor that attracts families to Franklin.

3. Access to Amenities:

Franklin residents enjoy convenient access to a range of amenities. The suburb is located near the Gungahlin Town Centre, which offers a wide variety of retail stores, supermarkets, cafes, restaurants, entertainment venues, and healthcare facilities. The convenience of nearby amenities enhances the quality of life for residents and adds to the suburb’s overall appeal.

4. Excellent Public Transport and Connectivity:

Franklin is well-connected by public transport, with the Canberra Light Rail network providing easy access to the Gungahlin Town Centre and the Canberra CBD. The light rail stops in Franklin make commuting convenient for residents who work in the city or other parts of Canberra. Additionally, the suburb is well-serviced by buses and major roads, including the Federal Highway and Horse Park Drive.

5. Modern Housing Options:

Franklin offers a range of modern housing options, including contemporary townhouses, family homes, and apartments. Many properties in Franklin are relatively new, with modern designs, energy-efficient features, and low-maintenance yards. The suburb’s well-planned layout and modern infrastructure make it an attractive choice for homebuyers seeking a stylish and comfortable living environment.

6. Proximity to Nature:

Despite its urban conveniences, Franklin offers residents access to natural beauty and outdoor activities. The suburb is close to Mulligans Flat Woodland Sanctuary, where residents can enjoy bushwalking, wildlife spotting, and picnicking in a natural setting. This proximity to nature provides a balanced lifestyle, combining the benefits of suburban living with easy access to the outdoors.

7. Safe and Secure Environment:

Franklin is considered a safe and secure suburb, with low crime rates and a peaceful atmosphere. The suburb’s quiet streets, well-maintained public spaces, and close-knit community contribute to its reputation as a secure place to live, making it particularly appealing for families, retirees, and individuals seeking a safe environment.

8. Strong Community Spirit:

Franklin has a strong sense of community, with regular events, activities, and local groups that foster connections among residents. The suburb’s community-focused atmosphere is a significant draw for families and individuals looking for a supportive and friendly environment.

9. Investment Potential:

Franklin offers strong investment potential due to its modern housing, excellent transport links, and proximity to key amenities. The suburb has seen consistent demand for both rental properties and homes for sale, making it a promising option for property investors looking for long-term returns. The ongoing development in the Gungahlin region and the popularity of the light rail network are likely to continue driving demand and property values in Franklin.

10. Future Growth Prospects:

Franklin is part of the rapidly growing Gungahlin district, which is experiencing ongoing infrastructure improvements and residential development. These developments are expected to enhance the suburb’s appeal and drive property value appreciation over time, offering good prospects for long-term investment.

Overall, Franklin 2913 offers a unique combination of modern living, strong community spirit, and investment potential. Its family-friendly environment, proximity to amenities, and excellent transport links make it an excellent choice for both homebuyers and property investors looking to secure a property in one of Canberra’s most desirable and well-connected suburbs.

Just get in touch with us on 02 6173 6399 if you are in Franklin, we can help and our home loan services are 100% free!

When it comes to securing a home loan, there are several major lenders including the big 4 Australian Franklin and financial institutions who operate across Franklin, and indeed the entire ACT area. The problem is, there are an overwhelming amount of financial products that aren't always easy to understand - and every lender offers a wide range of loan products that are based on your borrowing capacity. So, how do you know which loan product to go with, and get the best customer service that is not “selling their own product”?

That’s where our team can help, we work with over 60 lenders helping first home owners to experienced investors with their property goals, through the whole process, from pre-approval, to even networking with local real estate agents to find the best best homes!  

Here are some other lenders in Franklin you could consider:

1. Other Mortgage Brokers Franklin

Did you know that 70% of Australians now use a broker over a bank? A Mortgage Advisor is really the easiest way to go, no matter what home loan companies you're talking with. That’s because brokers work for you, not the Franklin - and we can help you quickly understand the types of loans available, and those that best suit your individual needs.

Other Mortgage Brokers in Franklin include Loan Market Franklin, Aussie Home Loans, Mortgage Choice Franklin, Lendi group and many more.

2. Major Franklin 

Australia's major Franklin like Commonwealth Bank, Westpac Bank, ANZ Bank, and National Australia Bank (NAB) offer a range of home loan products and personal loans. These Franklin have a significant presence in the local Franklin area and throughout Australia. The challenge with Franklin, is that they only offer their own. Home loan products, which means that to compare 60 lenders (like we do), you would have to visit 60 Franklin!! That’s why mortgage brokers are so sort after in Australia and write over 70% of residential home loans.

3. Non-Bank Lenders 

Non-bank lenders without a physical office includes the likes of ING, ME Bank, Franklin Bank and more, who might offer alternative home loan options and could be worth considering. Again though, like Franklin, they only offer their own home loan products, so you will be extremely limited and could take out a loan that is not ideal for your needs. You just need to do a lot of research when going directly with any kind of bank - and also be very careful of fees. 

Just get in touch with us on 02 6173 6399 if you are comparing lenders, we can help and are 100% free!